Losing your identity online

Theft of your identity by some one looks like an act that illusionary books of science and movies have on their complicated plots. This was considered fictitious before the advancement of technology and availability of the web around the whole world.

Act of stealing and snatching any body’s identity is now easily possible for most of the hackers and artists of internet. Because of their proficiency and high quality techniques, we can more precisely say that it is as easy for them as if snatching a candy from a little child. Life is bet, special and social life.

How would it be possible for some one to snatch your identity? Answer is simple; any one can do it by simply assuming your social security number, number of credit card or some other stuff which discloses your personal information for their personal use. More precisely we can say that identity can be snatched if any unknown person utilizes information which belongs to you to attempt any scam or theft.

They do the act by using your credit card number, your name, date of birth and social security number. Your credit card is being used by them and they don’t pay the bills. As a result the criminal account is reported on your credit report. They make a call to the authority which have issued you the credit card and request them to alter the mailing address of your credit card account.

After that the authorities which have issued you the credit card make the changes and send all bills to the new address. This is the reason that most of the people will not be able to get that what kind of scam is going on. They may get phone service on cell using your name. They may also open accounts in banks and make horrible checks using your account.

Is it that easy to steal some one’s personal information?

Information related to you that is available on the internet is almost unbelievable. Most of the companies make available such services which provide criminal, civil record, history of your professional life and also your assets related to bank or bank account numbers. Some of the greatest companies that provide you such services are Lexis-Nexis and West Publishing Company.

There are also many small companies which are providing you such services. In old times, this kind of research used to take many days but nowadays, you can easily avail this information in few minutes with just a few clicks of your mouse. There are some economical products that can reveal your personal information even if you are immensely private.

Stealing the identity of some one includes utilizing some main information for intimation. One of the most important things is to get goods and other things in your name by using your debit card or credit card. According to U.S postal services this is one of the most vastly growing robberies in U.S.

Crime of identity theft is increasing day by day and by one estimate of industry more then 1,000 people of United States become victim of stolen identity crime. U.S secret service make 9,455 arrests involving in the case of identity lost. According to the Privacy Rights Clearinghouse there are over 400,000 thefts of individuality each year with that consequence in more than $2 Billion value of annual fatalities for the country. Identity theft is expanding at a rate of 50% per year.

Legal responsibility of you is restricted to $50 but the fatalities faced by you will include both the time and struggle to cure the effects of theft. For clearing yourself up from bad credit reports, you need to provide extensive documentation. Some of the people have to wait years and years to clear up the scam student loans and credit accounts and others needed to clarify illegal capture and sincerity proceedings.